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Square Online vs Squarespace Commerce (2026): which fits your store?

Last verified 2026-07-15 some data medium/low confidence

Both are priced in the same range — the decision comes down to features and fit. — auto-generated from tracked data; editorial verdict pending.

Side by side

Plan	Monthly	Limits
Square Free	$0	$0/mo per location; pay processing fees when payments are taken. Processing fees shown include 2.6% + 15¢ in-person, 3.3% + 30¢ online, 2.9% + 30¢ Online API, 1% ACH via invoice with $1 minimum, 1% ACH via API with $1 minimum and $5 cap, 3.5% + 15¢ manual/card on file, 6% + 30¢ Cash App Afterpay; text message marketing not available; 2.5% gift card load fee; 1.00% bitcoin conversions.
Square Plus	$49	$49/mo per location. Processing fees shown include 2.5% + 15¢ in-person, 2.9% + 30¢ online, 2.9% + 30¢ Online API, 1% ACH via invoice with $1 minimum and $10 cap, 1% ACH via API with $1 minimum and $5 cap, 3.5% + 15¢ manual/card on file, 6% + 30¢ Cash App Afterpay; 500 texts included then 3¢ per text; 2.5% gift card load fee; 1.00% bitcoin conversions.
Square Premium	$149	$149/mo per location. Processing fees shown include 2.4% + 15¢ in-person, 2.9% + 30¢ online, 2.9% + 30¢ Online API, 1% ACH via invoice with $1 minimum and $10 cap, 1% ACH via API with $1 minimum and $5 cap, 3.5% + 15¢ manual/card on file, 6% + 30¢ Cash App Afterpay; 2,500 texts included then 1.5¢ per text; 0% gift card load fee; 0.5% bitcoin conversions.
Square Pro	—	Custom pricing and processing fees for businesses processing over $250,000 per year.

Verified 2026-07-15 from vendor pricing page.

Plan	Monthly	Limits
Unnamed website plan 1	—	14-day free trial; 10 AI credits one-time; up to 10 AI Visibility prompt runs one-time; 30 min video hosting/storage; 2 contributors; 2% online store transaction fee; 7% digital content and memberships transaction fee; unlimited pay links.
Unnamed website plan 2	—	14-day free trial; 20 AI credits per month; up to 20 AI Visibility prompt runs per month; 5 hours video hosting/storage; unlimited contributors; 0% online store transaction fee; 5% digital content and memberships transaction fee; unlimited pay links; automated global tax rate calculations at 0.15% capped per transaction.
Unnamed website plan 3	—	14-day free trial; 40 AI credits per month; up to 40 AI Visibility prompt runs per month; 50 hours video hosting/storage; unlimited contributors; 0% online store transaction fee; 1% digital content and memberships transaction fee; unlimited pay links; automated global tax rate calculations at 0.10% capped per transaction.
Unnamed website plan 4	—	14-day free trial; 120 AI credits per month; up to 120 AI Visibility prompt runs per month; unlimited video hosting/storage; unlimited contributors; 0% online store transaction fee; 0% digital content and memberships transaction fee; unlimited pay links; automated global tax rate calculations at 0.05% capped per transaction.

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Verified 2026-07-15 from vendor pricing page.